Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: THINK ABOUT THIS

Subject: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: THINK ABOUT THIS

Comments:
: Wrong again kenny. An accountant needs no insurance license to consult on accounting matters. He needs a minimum of a CPA, and the ones I use have several other designations. : But then when did qualifications matter to a never-was high school dropout? : Again, a battle of wits and knowlege. Again, you look like the hood in "The Untouchables"..."Always carrying a knife to a gunfight..." : : : : kenny--wrong and wrong again. : : : 1. Your "definition" of Business Interruption is correct. Find an accountant, and he will confirm your definition is THE SAME as the one I posted. You just have no idea what the terms mean or define, so you naturally believe me to be wrong. : : : 2. I am KEITH, not Mike, not Steve, not anyone but KEITH. but hey, why contradict the voices in your head? : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : You account is who you refer to "Any Account" does not have a P&C Insurance License just as you don't. I tend to believe that you don't even have an Adjusters license and the whole fictional tale you have made up is simply just another one of your impersonation hallucinations. : : The people who determine the very sophisicated formula to settling a "Business Interruption" claim know what they are doing. If your personal accountant had known what he was Weaver, why is it that you had many Federal Tax Liens filed against you recorded into County Courthouse records? Are you going to blame that one someone else like your ex-wife as an example? : : The voices in your head you are hearing are the voices your self-inflated ego. The voices I hear are the voices of others thanking me for my personal contributions to the Insurance and Financial Services industry which are supported by documentation. : : Now we ask you this. You have stated that you have done nothing wrong when posting your uniformed jibbersh to these message boards. : : Well then, if you have done nothing wrong and you can back up what you have posted, common sense dictates you would be proud of yourself to stand up like a man INDENTIFYING YOURSELF and say, I'm so and so, I can support that I am right and Young is wrong in his postings so I am better than Young for the advice you are seeking. : : Why don't you change your posting name to "Snively Gripe" and make claim to the "Coward of the Year Award", instead of being afraid to indentify yourself so nobody can point a finger at you, you lies, the lack of quality and uninformed information? : : Tell those "any accountants" you claim to know that need to get an insurance license and a job at an insurance company learing how to calculated claims loss when dealing with Business Interruption Insurance. : : As for you, your whole life you have been BSing the public pounding your own chest and the only person you have fooled is yourself because it has gotten you nowhere in life, not even that four-year University Diploma you have been also lying on the Internet about. : : The reason I keep monitoring your "driBBle" is because persons like you give all of the good people in the Industry a bad name. : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : KEITH............... : : : : You are such a "Nincompoop" and you even recognize when I am setting you up to sucker you in so I could demonstrate to the viewers what a unformed "Twit" you are. : : : : I went to my Insurance Library and pulled out a 927-page book titled, "General Insurance" published by Richard D. Irwin of Homewood, Illinois of Irwin-Dorsey Limited, Georgetown, Ontario. : : : : The first time I saw the book was in a Library in Miami, Florida. The book is one in a series of thirty (30) Insurance books combining the authors of books about insurance of people well known in the Industry as "Insurance Scholars". : : : : In the edition I have of the book in my Insurance library, beginning on page 281 there is a lengthy paragraph that explains the difference between "Profits Insurance" and "Business Interruption Loss". You refer to my statement when I mention "Profits Insurance" as "drivel". : : : : As I have stated over and over again, you seek any which way you can to challenge my postings which is an act of a border line "Lunatic". : : : : Instead of FLATULATING" your personal grievences at me on message boards, why don't you take a hike as you so often post messages to this board asking the sponsor to ban me, and let these people wanting to know qualified insurance information learn the truth instead of having these folks having to read your unqualified totally erroneous insurance information. : : : : Below is a perfect example of your lack of knowledg of even the formula that I said was a sophisticated formula. : : : : You said, "gross sales minus variable costs or, fixed costs plus net profits". There is no more truth in that than if you were to post, "The Pope eats Bagels, Lox, and Cream Cheese for brunch every Sunday morning before he conducts mass. : : : : Hey "IDIOT", here is the sophisticated formular and when you read it you will understand that it is quite different that the "Tripe" you posted representing the formula. : : : : 1. annual gross income (earnings); 2, subtract discounts; 3. subtract allowances for returns, 4. subtrat charge-offs for bad accounts; 5. equals cost of merchandize or raw sock (which ever applies); 6. total #2 through #5 deduct from #1; 7. ESTIMATED GROSS EARNINGS; 8. subtract salaries and wages that may be discontined if operations cease; 9. subtract water, power, fuel etc.; 10. subtract delivery services, light, heat, power, telephones insurance insurance and tax rebates and any other operating expenses that may be discontinued; 11. total of #8 through #10 and then subtract from #7 and the balance represents the ESTIMATED INTERRUPTION LOSS. : : : : Only an ignorant "yoyo" like you who has been a failure in the insurance industry would make the statement you did. : : : : Now let's go a little further as to your identify. In the beginning I thought that : : : : Steve was you and rightfully so because the both of you have led a life of ongoing failure and "SNOT FACED" manner in which you both oth address yourself to the public is similar in nature talking down to people in the "upitty" attitude you both have mistakenly thinking that both of your are of some sort of super intelligence. : : : : I have been checking back on at least a dozen messages you have posted. In those messages although they remain disguished in the same manner you present yourselves, the difference between them is distinguished between certain expressions they both use. : : : : You have given yourself away now. I correct my statement of your identity. You are Bubba Fat Weaver the King of the Insurance failures have three strikes at the industry and you struck out at all of them. : : : : Although you may have acquired a P&C license while you were at Pru, Pru never sold Commercial Lines of Insurance and you have never had any experience in it including having any writings of CE Courses approved by any State; you have never taught any type of insurance classes as an adjunct instructor approved by the State to do so any CE Courses or Pre-Licensing Courses in either non-P&C insurance; you have never taught Pre-Licensing P&C Courses both Personal and Commercial Lines. : : : : The question then arises as to you stated credentials as being with PFS for a period of time and if you are a licensed Adjuster as you claim to be. : : : : Forget it.....You have lied about you being a licensed Adjuster also. : : : : What you really are in your true identity is, a former licensed agent who was fired from two insurance positions one for low production and insubordination after one year, and the other position for nothing more than low production. In your third attempt when you failed, you attempted to go independent and since you failed at that also, obviously it was because the citizens of you own home town uncovered that your insurance knowledge could not be relied upon either. : : : : At this moment in time I won't get into all of the other personal failures you have experienced in life, but besides failing at your attempt as a qualified Insurance Fraud Consultant because attorneys soon learned that your information on that subject matter was under par, you also failed at even being qualifed to support yourself so your wife divorced you due to that and other justified reasons; and three of your own children have rejected you also as a good and loving father. : : : : Now the question arises, with absolutely no histroy of teaching or writing any books or CE courses surrounding any form of insurance as I have, where did you obtain that knowledge you say is the truth? : : : : Obviously you went to the library or you surfed the Internet. Here is the problem as you have demonstrated in your erroneous postings. You were unable to interpret correctly what you read in the library or on the Internet. : : : : Well Bubba Fat, I think it is about time I post to the Internet once more that information I had previously posted that upset you so about the background search that was done from public records including your Social Security Number. : : : : The State of Illinois has stated that they cancelled your license against your will, the NASD had refused to permit you to retain your NASD authority which totally upset you, and obviously you have a deep abnormal fetish about me in your fruitless attempts to question the accuracy of my postings which is due from your insane belief that at one time I was attempting to ruin your short lived consulting business. : : : : Listen Bubba Fat Weaver, over these past forty-six years of your life, even as a tot your boilogical mother has been rejecting you just because of you are what you are even though you blame everyone else for your ongoing failures in life just as you demonstrated with your attack at my qualified Business Interruption information. : : : : Knowing that it will most likely be erased by this domain owner on Monday, it will be posted again for the week-end. : : : : With the exception of Steve of course, you are one total Charlatan and your low income level in any of the jobs you have attempted and failed at (seven different jobs in fifteen years that I know of) goes to prove that you don't even have that four-year University degree you have claimed that you do have. : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : : : : e where o . : : : : supportinethe personal failur intoeatYouhpridentis a sr insurance crepeandor have you:dui, es and/or insturctingiurof tbeic xoedus,eqfq You have now disgu;y9o : : : : : "profits insurance" : : : : : Your drivel is so incomprehensible I don't quite know where the hell to start. : : : : : Simple answer, if you had ANY knowledge of accounting: Business Interruption is determined by one of two formulas (not a "sophisticated formula" - good way to prove you have no clue. The "formula" is spelled out in the policy, which I doubt you have ever seen): : : : : : 1. Gross Sales Minus Variable Costs or : : : : : 2. Fixed costs plus net profit : : : : : The "meat" in your example would be subtracted as a non-continuing (variable) cost from the business interuption formula. That is also know as the Cost of Goods Sold. : : : : : Go to your vast array of "experts" and see if they know the answer, because you DON'T. : : : : : OH and my "quoting of regs" that is something known as the policy language. Another thing I am certain you never read when you sold them. Sell sell sell and the hell with the details. Until there is a loss and the insured finds out what you sold him was a lot less than you described! : : : : : : : : : : : Kenny--any of those policies must be endorsed for off-premises power interruption or there is NO COVERAGE. : : : : : : XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX : : : : : : KEITH AKA STEVE.....YESTERDAY YOU POSTED A MESSAGE STATING THAT A BUSINESSD INTERRUPTION POLICY DOES NOT COVER ANY LOSS INCURRED FROM THE REPAIR OF WORK NEEDED BY A UTILITIES COMPANY. : : : : : : YOU ARE NOW CHANGING YOUR STORY AGAIN JUST AS YOU ALWAYS DO WHEN I BACK YOU INTO A CORNER AND PROVE THAT YOUR POSTINGS ARE ERRONEIOUS. : : : : : : I HAVE ALWAYS NOTICED THAT YOU MAKE A STATEMENT IT INCOMPLETE BECAUSE YOU NEED THE TIME TO GO BACK INTO YOUR COMPUTER AND LEARN MORE ABOUT A SUBJECT MATTER THAT YOU ARE TOTALLY UNFAMILIAR WITH. : : : : : : if the line is down ON PREMISES, it is covered. Your original "premise" did not involve an on premises power interruption. But then why let details ruin a good personal attack? : : : : : : : In the parlance of Property Insurance, Business Interruption coverage is often refered to as "BI Coverage" but then, you never dealt with it, so why would you know? : : : : : : XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX : : : : : : IT MAY BE IN YOUR STATE BUT IN THE THREE STATES I HAVE LIVED IN THAT I HAVE HELD A P&C LICENSE ANY LOSS INCURRED UNDER THE TERMS OF THE POLICY IS NOT REFERRED TO AS BI. : : : : : : WHEN YOU SAW THE BI LETTERS IN YOUR COMPUTER ALL IT STOOD FOR WAS "B"usiness "I"nterruption AND NOTHING MORE THAN THAT. : : : : : : YOU HAVE PRESENTED YOUR SCENARIO AS BI MEANING BODILY INJURY. BUSINESS INTERRUPTION INSURANCE DOES NOT PAY FOR PROPERTY LOSS BUT SAY IN A RETAIL STORE THE COST OF MERCHANDIZE STOCK FOR SALE THAT WILL GENERATE FUTURE PROFIT THAT MAY BE LOST ARE TAKEN INTO CONSIDERATION IN A VERY SOPHISIDATED FORMULAR TO ESTABLISH THE LOSS OF INCOME. THE COST OF THE STOCK LOST IS COVERED UNDER A DIFFERENT POLICY. : : : : : : IN ADDITION, IT APPEARS THAT IN YOUR POSTING YOU ARE MIXING UP PROFITS INSURANCE THAT LOOKS INTO PROFITS IN THE PAST, WHILE BUSINESS INTERRUPTION INSURANCE LOOKS INTO THE FUTURE. : : : : : : THEREFORE IN THE EXAMPLE OF THE CAR WASH CHAIN OWNER, WHEN THE WATER MAIN BROKE AND HE COULD NOT KEEP HIS BUSINESS OPEN, JUST AS I STATED WHICH YOU SAID WAS NOT TRUE, BASED UPON FUTURE EARNINGS HE WAS COVERED IF HE OWNED A BUSINESS INTERRUPTION POLICY. : : : : : : SIT ON IT CHARLATAN, YOU STILL DON'T KNOW WHAT YOU ARE TALKING ABOUT. : : : : : : BY THE WAY, THAT INSTRUMENT THAT YOU REFERRED TO ON THE WARS BOARD ILLUSTRATED ON OUR BOARD IS AN INSTRUMENT THAT IS USED BY PROCTOLOGISTS TO INFLATE A RECTUM. : : : : : : I RECOGNIZE THAT THOSE MALES WHO HAVE ALTERNATE SEXUAL DESIRES HAVE ADOPTED THE INSTRUMENT AS AN ALTERNATIVE TO A GERBLE. : : : : : : I CAN NOW UNDERSTAND WHY THE POSTER "THE AUDIENCE" WHO IS A REGULAR OVER AT THE WARS BOARD VIEWED IT AS A SEX TOY. : : : : : : I DO NOT KNOW IF HE OWNS ONE PERSONALLY FOR HIMSELF OR HE JUSTS MARKETS THEM TO HIS TYPES OF PORNOGRAPHERS ON THE INTERNET TOGETHER WITH HIS OTHER SEXUALLY ORIENTATED SEX TOYS AND CONDOMS. : : : : : : XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX : : : : : : Under the CP1030, Off Premises Power loss is excluded under B. Exclusions, (1)(e) Off-Premises Services. Under Exclusions, (3) "we will not pay for loss or damage caused by or resulting from any of the following...(b) Acts or decisions, including the failure to act or decide, of any person, group, organization or government body" : : : : : : ........................................ : : : : : : HEY JERK, WHERE DO YOU THINK THE WATER TANKS ARE STOWED AT A CAR WASH, ACROSS THE STREET FROM THE BUSINESS? THE WATER TANKS ARE ON PREMISE THAT PROVIDE THE WATER TO THE PRESSURE HOSES. : : : : : : JUST LIKE IF A BUSIESS OWNER IS LOCATED ON THE SECOND FLOOR OF A BUILDING, AND THERE IS A POWER OUTAGE AND NOBODY CAN GET TO THE SECOND FLOOR WHERE HIS BUSINESS IS LOCATED TO PURCHASE HIS MERCHANDIZE BECAUSE THERE WAS A POWER OUTAGE. : : : : : : UNDER THAT SCENARIO, THE ELEVATOR TO HIS BUSINESS WAS ON PREMISE JUST AS HIS WATER TANKS WERE LOCATED ON PREMISE AT THE CAR WASH, DUMMIE. : : : : : : I HAVE BEEN TELLING YOU FOR MANY MONTHS NOW THAT YOU READ AND MISINTERPRET THE WRONG WAR BOOKS ALSO. TRY READING BICKELHAUPT AND MAGEE SOMETIME INSTEAD OF LOOKING UP INFORMATION ON THE INTERNET ALL THE TIME. : : : : : : XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX : : : : : : Further, the meat in the freezers would NOT be covered in any situation under Business Interruption. It would be covered under business personal property, as stock. : : : : : : YOU ARE CORRECT ABOUT THE MEAT, BUT THE COST OF THE MEAT IS ADDED TO THE FORMULA TO ESTABLISH THE "FUTURE" LOSS OF THE BUSINESSES INCOME. : : : : : : Business Interruption coverage specifically excludes anything other than the monetary loss of business income; ie not the property itself. : : : : : : DUH, I ALREADY STATED THAT. YOU ARE PARROTING ME AGAIN. : : : : : : : In any case, you are wrong and have been proven such. NO, YOUR POSTINGS ONLY INDICATE THAT YOU DO NOT KNOW WHAT YOU ARE TALKING ABOUT WHEN YOU POST MESSAGES TO THE INTERNET OFF OF THE TOP OF YOUR HEAD WITHOUT FIRST CHECKING THE INFORMATION OUT THAT I HAVE POSTED. : : : : : : IT'S FUNNY HOW WHEN I POST A MESSAGE, YOU SHOOT FROM THE HIP WITH YOUR RESPONSE, I EXPAND ON YOUR INCORRECT SHOTS FROM YOUR HIP, THEN YOU GO BACK TO YOUR COMPUTER AND CHECK IT OUT, SEEING I AM CORRECT AND YOUR POSTING AND ATTACK AT ME WAS IN ERROR, YOU THEN BACK OFF AND AGREE WITH ME POSTING YOUR INFORMATION AS IT WAS YOUR KNOWLEDGE ON A SUBJECT MATTER YOU ALREADY KNEW ABOUT TAKING CREDIT FOR MY CORRECT INFORMATION I HAD POSTED TO BEGIN WITH. : : : : : : Your continued personal attacks are proof of your lack of education and class. : : : : : : MY LEVEL OF HIGH CLASS AND LEVEL OF INSURANCE EDUCATION IS WELL KNOWN WITHIN THE INDUSTRY AND NO MATTER HOW HARD YOU TRY TO DESTROY THAT REPUTATION YOU WILL BE SPINNING YOUR WHEELS. : : : : : : I HAVE SEEN YOU EVER CHOSEN BY YOUR PROFESSIONAL PEERS AS THEIR MAN OF THE YEAR. I HAVEN'T SEE YOU AT A MDRT CONVENTION, I HAVEN'T SEEN ANYTHING THAT YOU HAVE WRITTEN AND/OR PUBLISHED BEING CHOSEN BY A WELL KNOWN INTERNET PROVIDER AS BEING IN THEIR NUMBER #1 SLOT EITHER. : : : : : : ALL YOU HAVE ILLUSTATED IN YOUR ALLEGED TRACK RECORD CAREER IS THAT AT YOUR FIRST INSURANCE POSITION IT ONLY LASTED EIGHT MONTHS WHERE YOU FAILED AND YOUR PEERS REFERRED TO YOU AS A "LOSER", YOU HAVE STATED IN A COUPLE OF MESSGES THAT YOU DO NOT LIKE YOUR JOB IN THE INDUSTRY, BUT YET YOUR COME ON THESE MESSAGE BOARDS BASHING ME A PERSON WHOSE MOTIVES, ETHICS AND HONESTY HAVE BEEN UNQUESTIONABLE UNTIL YOU AND YOUR OTHER BOZOS DECIDED YOU WANTED TO MAKE A BUSINESS OUT OF HELPING SOCIETY AND FOUND ME STANDING IN YOUR WAY BECAUSE I HAD EXPOSED ALL OF YOU AS NOTHING MORE THAN CHARLATANS ATEMPTING TO BILK THE PUBLIC. : : : : : : XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX : : : : : : : I don't have a brother, but if I did, I would hunt you down in person for your slurs against a dead relative. You are a disgusting and useless old man. : : : : : : : : : : : : : : KEITH.......... : : : : : : : : You put up a good front with your quoting of regs., but you are wrong again attempting to cover up your limited knowledge of P&C coverage in all States. : : : : : : : : The scenario I presented which included interruption of a utility service would have been paid under Business Interruption Insurance. : : : : : : : : I ask any viewer of your message in the South Florida and other Hurrican areas to ask any Butcher Shop or Meat Packing Plant business owner who carried a Business Interruption policy when their electric (a utility) went off and they were without power for days upon days and their meat spoiled in the freezer, if their policy paid. : : : : : : : : Keith, no wonder you badmouth the Adjusting Insurance Business. Your knowledge is so limited of it that people did not want to deal with you which in turn effected your income. : : : : : : : : If you want a title of some kind, okay then, we dub you, "Sir Real Phoniness". : : : : : : : : What could be more appropos for an alleged Adjuster that posts erroneous information to the Internet who refuses to Indentify who he really is for his purpose of staying in hiding when his erroneous input comes back to haunt him. : : : : : : : : Hey Jerk, BI (Bodily Injury) won't kick in because the scenario did not mention anything about bodily injury at all. What does the loss of his business income have to do with him having to shut down his business due to the loss of water pressure? : : : : : : : : It is getting more difficult day by day for me to believe that you really are an insurance adjuster and not our Canadian Bearded Wonder playing the role of an Adjuster among his many other phoney roles he assumes like his role of an Ordained Minister with an e-mail address of sjr@bc1.com impersonating a real Ordained Pastor on the Internet. : : : : : : : : Just think of the money you losing through your phony charities, you sale of low grade condoms which now I see you are giving away, and selling your pornographic litereature you post to the Internet. : : : : : : : : If the top 10 list that google.com posted to the Interent not listing your "BizWatch" publication in the top-10 hasn't taught you a lessen yet that nobody wants to purchase from you your public information through your BizWatch website and message boards, then I guess your mind is too screwed up even to see that picture also. : : : : : : : : Go back to your cesspool Pig-Sty home base at the Wars Board where those few who post there appreciate and need anyone they can find to support your attacks at me. : : : : : : : : In your off time you can satisfy your demention by visiting your brother's grave site and continue to desecrate his name. : : : : : : : : Did it bother you that your deceased brother was known and you were not know with people not even knowking that you even existed that caused you to desecrate your brother's grave? : : : : : : : : Ken Young : : : : : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : : : : Wrong again Kenny. You have no concept of the subject and no knowledge, so stop embarassing yourself. : : : : : : : : : In order for BI coverage to kick in, there must be a COVERED CAUSE OF LOSS. MOST (CP1030, CP1010 for two) policies do NOT consider interruption of utility service to be a covered cause of loss. : : : : : : : : : No covered cause of loss, no coverage. And you really used to sell P&C to people. Hope you had GOOD E&O coverage, because you had no idea what you were selling. : : : : : : : : : Go back under your rock. : : : : : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : : : : : : : Ken, : : : : : : : : : : : Wrong board for that. Nobody cares. : : : : : : : : : : : As if anybody would take advice from a fool anyway. : : : : : : : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : : : : : : "BOZO"................. : : : : : : : : : : You posting is erroneous and misinforming again. : : : : : : : : : : This board's intent is for people to vent who have reason to believe they have been abused by insurance companies and insurance agents. : : : : : : : : : : Since you have demonstrated time and time again through your posting on different message boards on the Internet that you have no businessman's prowess what so ever, it would be justified for just about everyone to assume that is the reason you are uninformed and also a low income earner. : : : : : : : : : : One of your obvious inherent problems is that you attempt to speak for everyone and not just for yourself as you have also demonstrated by posting, "no one is interested". : : : : : : : : : : In fact, unlike your pseudo e-mail addresses that you post under, my e-mail bag stays quite busy and this morning I received three e-mail messages inquiring if there is some kind of insurance policy that would cover such a loss. : : : : : : : : : : Being that you have demonstrated that your general knowledge of insurance and financial matters is very limited as you have previously demonstrated in all of your previous postings to the Internet, it is obvious that you do not know the correct answer to the question I posed on my message that you are responding to. : : : : : : : : : : Now copy this answer down and add it to your Ken Young file so you can use it and take credit for knowing the answer to a insurance question as you have previously done over and over again on the Internet. : : : : : : : : : : Yes, there is an insurance policy that would have covered the loss incurred by the car wash owner. The type of policy is known as "BUSINESS INTERRUPTION INSURANCE". : : : : : : : : : : The policy provides the owner of a business a fixed amount of income if in the even his business is interrupted by an act such as the City repairing a road infront of his business prohibiting entry to his location, a fire, water damage and so on and so on. : : : : : : : : : : Because you have demonstrated on Internet message boards over and over again you have no basic knowledge of of conducting business lacking a business mind and only a small limited amount of knowledge about insurance and financial matters, it is obvious that you will never have a need for a "BUSINESS INTERRUPTION" policy. : : : : : : : : : : Now that I have picked you up and chewed you again for attempting to bash me on this board again WAFI, I can spit you out for fodder once more 64.216.218.36. : : : : : : : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Please enter the characters in the image above.