Re: Re: Re: Re: Re: Re: Re: Re: THINK ABOUT THIS

Subject: Re: Re: Re: Re: Re: Re: Re: Re: Re: THINK ABOUT THIS

Comments:
: wrong wrong and really wrong. : I have sent you no email regarding your fictitous supporter "xpr" or any other poster. : You are a childish fool with no life. Go crawl under your rock again. : : : : No let's get this out of the way. You have no qualifications to discuss commercial p&c. : : ----------------------->>>>>> I have a better idea, lets get you out of the way because Primerica cancelled your appointment do you deny that? Let's get you out of way because you have never been an adjunt instructor qualified to teach Pre-licensing Adjusters Courses or written any CE Courses on Adjusting for providers and I have. : : Furthermore, I have written Commercial P&C CE Courses, as well as Personal Lines CE Courses, Life, Health and Variable Annuity CE Courses and have taught these Pre-Licensing Courses for a Provider having to have these courses be approved by the State as well as me being approved by the State DOI to teach them AND YOU HAVE NOT. : : ............................. : : : I "lost" no appointment with PFS. I resigned in disgust. You however lost your appointment with Prudential. : : ----------------------------- : : Your information is wrong again, you know it is, so you are a "FLAT FACED LIAR". : : I did not lose my appointment with Prudential at all. In fact, I was an agent emeritus with Prudential after I retired. When my license was up for renewal, I refused to renew it, Pru contacted me asking to renew it, I said "no". : : I rejected Prudential and PFS rejected you referring to you as a loser because you could not even make it in the Industry with PFS of all companies even though they only ask you to write two policies a year. : : Two years after I retired I decided to start selling insurance as an accomidation to those people who I had help with problems they were having with their carriers and because I had blow the whistle on the business practices a certain Pru RVP his friend who was in the same home office as the Pru RVP I had blew the whistle on rejected the renewal of my Emeritus Status being that I was now living in Florida. : : The Texas RVP was forced to retire, and the Florida RVP was fired when they also found him involved promoting the same deceptive marketing as the Texas RVP. : : training inunetheIt tuContractuspua Prutto a little thFour years after. callingfj, fefusvI* xwhen itthe reRnd : : : I am not Steve and never have been or claimed to be "Steve". : : : Your knowledge of business interruption coverage is woefully inadequate and would be dangerous to follow. As I have seen, you have no idea what you were selling. : : : Your example of a commercial business being covered by a business interruption policy for road construction which restricted access to the premises is LUDICROUS. That would NEVER be covered by any policy. If it were, the second the city announced the project would start in a year or six months, every business owner on the street would run to his agent and purchase coverage. Doesn't and never has worked that way. : : ..................................... : : : You are a dangerous man with your half-truths and complete misinformation. That is the only time I post; when you are misinforming the public, as you have here. : : .................................... : : You are more than just dangerous because the information I have read that you post to the Annuity message board, this one, and the 1000agents.com message board is totally erroneous including you statement that had nothing to do with me so you claim, when you posted two messages advising people not to become an Adjuster as well as other messages you have posted that had nothing to do with me at all. : : Your Kop-out you have just posted saying that you never post here except when it involves me is just another one of your many "Flat Faced Lies" you spew intentionally most of the times and unitentionally once in a while when you are attempting to play the role of an insurance agent in the know. : : ................................. : : : Keep up the voices in your head telling you about a consipracy or 10 against you. Or perhaps you will seek psychiatric help.... : : .................................. : : Normal pure in mind people that would not care for their field of work and even their employer would do what is normal that is simply change their careers or if they want to stay in their field of work, simply change their employer. : : You take claim of being in your field for sixteen years and you hate the work you do and advise others not to get involved in it. : : That breaks down to two possibilities. The first possibility would be that within the employment community in your area you have a reputation of being a "FLAKE" and no body wants you so you are stuck where you are and that's why you hate being an Adjuster because you have no other choice because nobody in your area will hire you. : : The second possibility is that you receive pleasure in pain, suffering and humiliation so you stick with it which breaks down to you being somewhat of a Masochist. : : When you were a teenage if you had the same mental problem, you should have considered getting yourself a summer job on the docks helping the Captains of fishing vessels service tourists who had chartered his boat to go fishing for the day. : : You could have mastered the art of attaching the fish bait to the hook and line, and then gone forward to college to get your Master's Degree Diploma in the art of baiting hooks. : : As you do when you attempt to hoodwink the public into believing your advice, then also could have made claim on insurance related message boards that you are a "MASTER BAITER". Your college degree and dipoma as a "MASTER BAITER" would have had more clout than your claim to being knowledgable in the field of any form of insurance related matters and the display you made on message boards denying that there is no such thing as, "Loss Retention". : : In addition, I had to ask you eight times not to post your e-mail address to our message board but you kept refusing to do so. Upon your eigth refusal to do so, I banned you from our board because i also found you posting bashing and libeling message directed at me on two other message boards INCLUDING THIS ONE WHICH YOU HAVE JUST STATED THAT YOU NEVER DO. : : Now get this straight "BOZO", each and every time one of you "Sick-os" enter our board soliciting consumers to come visit your seldom visited message boards I will continue to edit your messages removing your e-messages. If this bothers you, simply stay away and don't post to our board. If you enter our board posting to deposit some of your Ken/Young lies to our board, your messages will be deleated and your IP addresses banned. : : If you post any lies about our board, me and/or attack our posters just because you can not prosilyte to help you save your dying message boards, you will get the same response from them as you liars have been getting over the past year, that being a big "No". : : Now don't deny while at the same time you were badmouthing me on two other message boards you sent me an E-Mail asking me to contract our poster XPR and have him contact you through your e-mail address because I still have the two messages in your file that you sent to me. : : END OF RESPONSE : : XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX : : : : Let's get the first issue out of the way. The first issue is the statement on the wars board that the picture depicted that our poster placed on our board was a B&D tool. Even if it happened to be one, how would you know unless you have been hanging around the poster Steve too long because sexually orientated items is his bag, not anyone else's bag that I know of who posts to the Wars board. : : : : The is no BI or property loss in a basic Business Interruption policy. The policy is based upon loss of revenue to a business owner due to some of the examples I gave in my posting. : : : : So you went to your computer and looked up the Internet the wrong kind of policy in error thinking that you could bluff your way through the question I posed and at the same time bash and belittle me. : : : : Next issue. Admittedly you have stated that upon losing your appointment with Primerica you allegedly became an Insurance adjuster some fifteen years ago. : : : : Insurance Adjusters do not have P&C licenses, they have Adjusters Licenses. : : : : Therefore, your knowledge of P&C which Business Interruption is a "Commerical Lines" P&C product is even different and more difficult to obtain than a P&C personal lines insurance license. : : : : You are one big phony baloney Charlatan who attempts to impress the public that you are a Life, Health, Personal P&C Lines, Commercial P&C Lines which you are not. : : : : So, Keith aka Steve, I recognize that you are estute in the use of a computer and I have stated that I am a "Computer Dummy". : : : : I would simply sit back and let a qualified estute computer technician respond to a computer question you may ask on he Internet in lieu of reading a chapter of "Word 97 for Dummies" when the question posed pertained to "Sound Waves" and apply it to a non-related subject matter as you have just done. : : : : In the beginning I attempted to inform you of insurance related issues when you were posting so many erroneous statements on the Internet about, but for the sake of attempting to impress viewers to message boards that you know everything about everything and nobody had more knowledge surroundin insurance than you do, in your quest to make a name for yourself for once in your lifetime you to attempt to hoodwink the viewers of message boards with your rhetoric you read on the Internet to obtain an answer to my questions posed. : : : : You were referred to as a loser with the PFS Sales Division when PFS cancelled your appointment on you and the Canadian Ministry cancelled your Life Insurance License on you. : : : : You have been a loser your whole life unable to earn an income higher than a low income earner to which you havea admittedly stated yourself. : : : : I can understand your fetish and your jealously of my success in the Industry in as much as you are attempting to raise you low income and lifestyle by selling Primerica Public Information anyone can locate on the Internet. : : : : What is most sickening about you is, because of your personal jealously of your own brother also who had earned a name for himself in his industry prior to his death, you even want to be better known than your brother so you posted a message on the Internet desecrating your own brother name. : : : : I have attempted to ask you about computer techknowledgy in messages I posted on the Internet but you have refused to provide me with the Information not wanting me to learn computer techknowledgy from you. : : : : Therfore since you acclaim to be so estute in Insurance, other financial services, Personal Lines and Commercial Lines Insurance which obviously you are not, why don't you go pick someone elses brains to the questions you asked of me just instead of me supplying you with the answers to the questions you have posed to me, just like you refused to respond to the questions I asked of you surrounding computers. : : : : When you first learn the Basics of P&C coverages and you pass a P&C Commercial Lines licensing test, I then will enter into diaglog with you about that subject matter any time you care to. : : : : As I have previously stated in my postings directed at you other than being licensed for Life Insurance for a miniscule period of eight months four years ago, not only have you been a non-licensed life insurance agent, you do not now or have you ever had an Adjuster's licensing authority, a P&C Personal Line licensing authority or a P&C Commercial Lines licensing authority. You are neither an Ordained Minister, or you an authority on the subject of Ancestry either although you have also posted messages to the Internet that you are. : : : : What you are is a "First Class Phoney" imposter who has a serious need to establish a name for himself but inable to do so, and obviously you have a deep down fetish to want to be like me and have my track record that I have established within the Insurance Industry. : : : : As I told you many previous times, this is something that you have to earn, not steal, such as your two attempts to steal the "kenyoung4" message board I sponsored just to use my name to attrack attention to you. : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : Further--most BI coverage is NOT written on an agreed amount per day of coverage, but for an annual limit (which is less expensive). : : : : : Mr. Expert--let us know how you would determine a BI loss under those circumstances. What two figures of the P&L statement should be added together to determine how much was lost. : : : : : Also--is it possible to have a BI loss, even if the business is losing money before the date of loss? : : : : : You won't answer, just launch into more personal attacks. YOu don't know the answers. : : : : : : : : : : : Wrong again Kenny. You have no concept of the subject and no knowledge, so stop embarassing yourself. : : : : : : In order for BI coverage to kick in, there must be a COVERED CAUSE OF LOSS. MOST (CP1030, CP1010 for two) policies do NOT consider interruption of utility service to be a covered cause of loss. : : : : : : No covered cause of loss, no coverage. And you really used to sell P&C to people. Hope you had GOOD E&O coverage, because you had no idea what you were selling. : : : : : : Go back under your rock. : : : : : : : : Ken, : : : : : : : : Wrong board for that. Nobody cares. : : : : : : : : As if anybody would take advice from a fool anyway. : : : : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : : : "BOZO"................. : : : : : : : You posting is erroneous and misinforming again. : : : : : : : This board's intent is for people to vent who have reason to believe they have been abused by insurance companies and insurance agents. : : : : : : : Since you have demonstrated time and time again through your posting on different message boards on the Internet that you have no businessman's prowess what so ever, it would be justified for just about everyone to assume that is the reason you are uninformed and also a low income earner. : : : : : : : One of your obvious inherent problems is that you attempt to speak for everyone and not just for yourself as you have also demonstrated by posting, "no one is interested". : : : : : : : In fact, unlike your pseudo e-mail addresses that you post under, my e-mail bag stays quite busy and this morning I received three e-mail messages inquiring if there is some kind of insurance policy that would cover such a loss. : : : : : : : Being that you have demonstrated that your general knowledge of insurance and financial matters is very limited as you have previously demonstrated in all of your previous postings to the Internet, it is obvious that you do not know the correct answer to the question I posed on my message that you are responding to. : : : : : : : Now copy this answer down and add it to your Ken Young file so you can use it and take credit for knowing the answer to a insurance question as you have previously done over and over again on the Internet. : : : : : : : Yes, there is an insurance policy that would have covered the loss incurred by the car wash owner. The type of policy is known as "BUSINESS INTERRUPTION INSURANCE". : : : : : : : The policy provides the owner of a business a fixed amount of income if in the even his business is interrupted by an act such as the City repairing a road infront of his business prohibiting entry to his location, a fire, water damage and so on and so on. : : : : : : : Because you have demonstrated on Internet message boards over and over again you have no basic knowledge of of conducting business lacking a business mind and only a small limited amount of knowledge about insurance and financial matters, it is obvious that you will never have a need for a "BUSINESS INTERRUPTION" policy. : : : : : : : Now that I have picked you up and chewed you again for attempting to bash me on this board again WAFI, I can spit you out for fodder once more 64.216.218.36. : : : : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

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