Re: Re: Re: Re: Re: THINK ABOUT THIS

Subject: Re: Re: Re: Re: Re: Re: THINK ABOUT THIS

Comments:
: Kenny--any of those policies must be endorsed for off-premises power interruption or there is NO COVERAGE. Further, if the line is down ON PREMISES, it is covered. Your original "premise" did not involve an on premises power interruption. But then why let details ruin a good personal attack? : In the parlance of Property Insurance, Business Interruption coverage is often refered to as "BI Coverage" but then, you never dealt with it, so why would you know? : Under the CP1030, Off Premises Power loss is excluded under B. Exclusions, (1)(e) Off-Premises Services. Under Exclusions, (3) "we will not pay for loss or damage caused by or resulting from any of the following...(b) Acts or decisions, including the failure to act or decide, of any person, group, organization or government body" : Further, the meat in the freezers would NOT be covered in any situation under Business Interruption. It would be covered under business personal property, as stock. Business Interruption coverage specifically excludes anything other than the monetary loss of business income; ie not the property itself. : In any case, you are wrong and have been proven such. Your continued personal attacks are proof of your lack of education and class. : I don't have a brother, but if I did, I would hunt you down in person for your slurs against a dead relative. You are a disgusting and useless old man. : : KEITH.......... : : You put up a good front with your quoting of regs., but you are wrong again attempting to cover up your limited knowledge of P&C coverage in all States. : : The scenario I presented which included interruption of a utility service would have been paid under Business Interruption Insurance. : : I ask any viewer of your message in the South Florida and other Hurrican areas to ask any Butcher Shop or Meat Packing Plant business owner who carried a Business Interruption policy when their electric (a utility) went off and they were without power for days upon days and their meat spoiled in the freezer, if their policy paid. : : Keith, no wonder you badmouth the Adjusting Insurance Business. Your knowledge is so limited of it that people did not want to deal with you which in turn effected your income. : : If you want a title of some kind, okay then, we dub you, "Sir Real Phoniness". : : What could be more appropos for an alleged Adjuster that posts erroneous information to the Internet who refuses to Indentify who he really is for his purpose of staying in hiding when his erroneous input comes back to haunt him. : : Hey Jerk, BI (Bodily Injury) won't kick in because the scenario did not mention anything about bodily injury at all. What does the loss of his business income have to do with him having to shut down his business due to the loss of water pressure? : : It is getting more difficult day by day for me to believe that you really are an insurance adjuster and not our Canadian Bearded Wonder playing the role of an Adjuster among his many other phoney roles he assumes like his role of an Ordained Minister with an e-mail address of sjr@bc1.com impersonating a real Ordained Pastor on the Internet. : : Just think of the money you losing through your phony charities, you sale of low grade condoms which now I see you are giving away, and selling your pornographic litereature you post to the Internet. : : If the top 10 list that google.com posted to the Interent not listing your "BizWatch" publication in the top-10 hasn't taught you a lessen yet that nobody wants to purchase from you your public information through your BizWatch website and message boards, then I guess your mind is too screwed up even to see that picture also. : : Go back to your cesspool Pig-Sty home base at the Wars Board where those few who post there appreciate and need anyone they can find to support your attacks at me. : : In your off time you can satisfy your demention by visiting your brother's grave site and continue to desecrate his name. : : Did it bother you that your deceased brother was known and you were not know with people not even knowking that you even existed that caused you to desecrate your brother's grave? : : Ken Young : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : Wrong again Kenny. You have no concept of the subject and no knowledge, so stop embarassing yourself. : : : In order for BI coverage to kick in, there must be a COVERED CAUSE OF LOSS. MOST (CP1030, CP1010 for two) policies do NOT consider interruption of utility service to be a covered cause of loss. : : : No covered cause of loss, no coverage. And you really used to sell P&C to people. Hope you had GOOD E&O coverage, because you had no idea what you were selling. : : : Go back under your rock. : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : : Ken, : : : : : Wrong board for that. Nobody cares. : : : : : As if anybody would take advice from a fool anyway. : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx : : : : "BOZO"................. : : : : You posting is erroneous and misinforming again. : : : : This board's intent is for people to vent who have reason to believe they have been abused by insurance companies and insurance agents. : : : : Since you have demonstrated time and time again through your posting on different message boards on the Internet that you have no businessman's prowess what so ever, it would be justified for just about everyone to assume that is the reason you are uninformed and also a low income earner. : : : : One of your obvious inherent problems is that you attempt to speak for everyone and not just for yourself as you have also demonstrated by posting, "no one is interested". : : : : In fact, unlike your pseudo e-mail addresses that you post under, my e-mail bag stays quite busy and this morning I received three e-mail messages inquiring if there is some kind of insurance policy that would cover such a loss. : : : : Being that you have demonstrated that your general knowledge of insurance and financial matters is very limited as you have previously demonstrated in all of your previous postings to the Internet, it is obvious that you do not know the correct answer to the question I posed on my message that you are responding to. : : : : Now copy this answer down and add it to your Ken Young file so you can use it and take credit for knowing the answer to a insurance question as you have previously done over and over again on the Internet. : : : : Yes, there is an insurance policy that would have covered the loss incurred by the car wash owner. The type of policy is known as "BUSINESS INTERRUPTION INSURANCE". : : : : The policy provides the owner of a business a fixed amount of income if in the even his business is interrupted by an act such as the City repairing a road infront of his business prohibiting entry to his location, a fire, water damage and so on and so on. : : : : Because you have demonstrated on Internet message boards over and over again you have no basic knowledge of of conducting business lacking a business mind and only a small limited amount of knowledge about insurance and financial matters, it is obvious that you will never have a need for a "BUSINESS INTERRUPTION" policy. : : : : Now that I have picked you up and chewed you again for attempting to bash me on this board again WAFI, I can spit you out for fodder once more 64.216.218.36. : : : : xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Please enter the characters in the image above.