Fire Loss / Personal Property Claim

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Posted by Matt (199.46.198.233) on May 01, 2003 at 08:43:01:

My mother recently suffered through a fire that essentially distroyed her home...she is covered by a deluxe replacement value policy held by Allstate.

She is trying to complete an inventory of personal property for ~10 rooms of furniture, appliances, ornaments, clothing, etc. in the absence of any records (all distroyed in the fire). The contents adjuster states that she needs purchase receipts for items valued over $100. Although most rooms were updated or refurnished within the last 5-10 years, virtually all retailers contacted have not been able to produce duplicate receipts (typically because of database management systems changes, no long term sale records, etc.).

Anyone have suggestions on how to best address the development of an inventory that best helps her recover from her enormous loss. Allstate's property liability limit is $129K; my mother needs to settle at 70-80% of this value to approach replacement.

thanks in advance.


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