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In Reply to: Re: Re: Primerica: Why it's just anyother Multi-Tier Marketing Scam posted by Mike on August 10, 2005 at 10:23:19:
: I got a call the other day inviting me to one of these "opportunities". Now I am not sure I will go.
: I see one PFS associate posting here who admits it is a Pyramid -- which is, according to the BBB, illegal in the US and Canada.
: Someone else approached me a few months ago with a similar scheme, though he didn't identify his company. When I refused (because something didn't feel right) all he kept saying, right in front of my customers in my coffee bar where he apprached me, was "You can't open a closed mind!", over and over like it was some sort of mantra or cult chant.
: After reading this site, I will probably not go.. If I do decide to, I will keep on guard for things that seem fishy and will not be afraid to point it out in front of everyone.
Trust me Mike, they are on guard for people on guard. My wife asked the guy right in the middle of the the corporate overview if this was a pyramid scam and he had a very valid expanation as to why not. I wasn't paying complete attention, but someone else here explained it fairly well as it being somewhat like a real estate office. This is a very real opportunity for making serious money, but it's not easy money. You WILL have to work for your money, and it is a SALES job, where they teach you about finances. We are all free to make our own decisions, but I beleive that Primerica is not a scam. Yes, you have to pay to get started. That is for your licensing and background check. But they will hand you a $100 check at the end of your training and a $100 check at the end of your licensing. So once you make it through all that you've lost nothing and all you have to do is go out and make contacts. Another thing is that there is no obligation for the clients to sign up for anything. The financial needs analysis is free to them, and they have the option of taking that information elsewhere and investing their own money.
Now, to explain my background with the company. I just got dragged through the corporate overview and a BTS meeting. Both which I sat ALL the way through and I am very curious. I am also as skeptical as any of you. The corporate overview was my initial contact with the company. My wife was actually the person to be approached with the offer, and she was just instructed to drag me along. The BTS meeting was full of successful people, all ranting and raving about their success, and that all seemed like a brainwashing session to me. But there is a very fine line between a pep rally and brainwashing. There was one guy there who spoke the truth and said this business wasn't easy but there is a way to the top. He was the ONLY guy who seemed to have a lick of sense. Anyways, I leave you all to make your own decisions. Primerica, to me, seems like a company that is focused on helping people. And yes they do offer their products, but you don't have to buy them.