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In Reply to: Re: Re: Re: Is it OK to have a PPO and an HMO at the same time? posted by Ken Young on January 28, 2002 at 19:39:02:
:
Ken, it is a little late to be kissing Keith's ass now. He knows what you are!!!!
TO: KEITH
: FROM: KEN YOUNG
: ------------>>>> RIGHT ON KEITH. I POSTED MY MESSAGE IN RESPONSE TO THE QUESTION BEFORE I TRAVELED DOWN THE STRING AND VIEWED YOURS.
: IT SURE WOULD BE NICE IF THE POSTER JAX READS THEM TOO.
: XXXXXXXXXXXXXXXXXXX
: : He will also want to look at the coordination of benefits clause under both policies; In addition, with PPO and HMOs, you are limited to the specific docs and facilities you can use. If they both have the same list, what is he gaining with both? if they have different lists, it still makes no sense, as the plan will only pay for its own providers (in general, excluding emergencies).
: : Sounds as if he might be better off looking for a supplement - jax--is this the kind of coverage AFLAC is meant for?
: : : There is no law saying that you can't have more than one policy. However, what for?? Is he trying to make a profit??? The prem. will eat him alive. Pick one, forget the other.
: :
: : : Hi,
: : : : My friend, Ken, plans to buy HMO from Kaiser and PPO from another insurer.
: : : : Will he get into trouble for that?
: : : : Is it worth it?
: : : : Any help will be appreciated.