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In Reply to: Re: Any info(good/bad) on USAA Auto Ins.? posted by D. White on April 20, 2001 at 09:04:57:
IF YOU READ USAA'S HISTORY OF HOW IT CAME TO BE YOU WILL UNDERSTAND WHY THEY ONLY INSURE MILITARY AFFILIATES. IT WAS ORIGINALLY STARTED BY MILITARY OFFICER THAT FLEW PLANES AND WERE CONSIDERED TOO HIGH RISK TO GET INSURANCE ON THEMSELVES DURING THE BARN STORM DAYS. THEY HAVE SINCE EXPANDED THE GROUP TO ENLISTED MEMBERS AS WELL AND FAMILY MEMBERS. THIS DECISION MAKES GOOD BUSINESS SINCE. GETTING A TRAFFIC VIOLATION IN THE CIVILIAN WORLD DOES NOT CARRY THE SAME PENALTY AS IT DOES ON A MILITARY BASE. THUS THEY ARE A BETTER GROUP FROM A BUSINESS POINT TO INSURE BECAUSE THIS GROUP IS MORE APT TO WATCH ITS DRIVING P'S & Q'S THAN THE AVERAGE JOE. I HOPE THEY NEVER CHANGE THEIR POLICY BECAUSE IF THEY DO YOU AND I CAN NOT ENJOY THE AWESOME RATES WE HAVE NOW.