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Best be carefull. I had been with USAA for 30 years. After my son had two fender benders (new driver) and I had my first accident in 15 years (also a fender bender) USAA cancelled my insurance. They did offer me "alternative insurance" at $6000+ a year, but really. After phone calls and letters all I got was "that's policy, three accidents in three years and we otherwise don't care about you or your family." They would not consider any actions I taken, didn't care, were rude, and inconsiderant. Can you believe , they even told me of this action on Veteran's day. So much for my service to the county and my 30 years of premiums. I will never, ever go back. No warning, no consideration, no help.