Re: Re: Primeamerica

Subject: Re: Re: Re: Primeamerica

Comments:
: : :i received a phone call from the district manager saying there was a job opportunity for me and someone referred me to him and i have never heard of the company before( is primeamerica city group) the same as primeamerica? Help! We don't know what to think. Is this a : : : good company? : : The fact is; most of the people in this company are good people, and that's usually what makes a company good. UNfortunately there are many people in this company who are only interested in the money involved, which there is alot involved in financial services. : : Now that I've danced around a little bit, to answer your question yes, I believe it is a good company for the most part. : : What concerns me is that you've posted to this board, so you must have had some bad feelings or questions about the things that you were told. The reason I'm worried about this is because like I said, not everyone in every company is good, and I'm converned that you may have been told somthing that's off the wall and gave you a bad vibe. So, from a Primerica insider here's some advice that will prevent you from being deceived in any way; DON'T DO ANYTHING WHATSOEVER THAT INVOLVES PRIMERICA IN ANY WAY! : : Now, some of those who have condemned Primerica's actions in the past were really getting their panties in a bunch when they were reading the first part of my message, I'll bet your jaws all just dropped to the floors. : : The fact is, I was presented with the Primerica way of doing things over a year ago, on 11/9/00 in fact, and was not impressed at all with the opportunity meeting at all. It totally reeked of late night sensationalism, and I had been invited to come there from a job fair and was expecting a presention that dealt with the ins and outs of the position that I had "applied" for, not some corny presentation about my "dreams and millions of dollars" and so forth. I had never been exposed to multi-level marketing so I couldn't put a name to the vibe per se, I just knew that it reeked of sensationalism and seemed like somthing I would run into on late night television. : : As I along with most of the crowd dashed out of the building, the woman I had interviewed with individually before the meeting practically stepped in front of me preventing me from leaving and said, "Won't you step in my office?" I almost laughed as she purpously and obviously blocked my passage to leave but decided to humor her audacity any way. : : And I'm really glad she did. But save your guffaws and read on, it's not what you think! : : She explained to me that she had an FNA carry back that night and invited me to attend. So I said sure, I didn't have anything better to do. What shocked me is that she had no concern for the confidential information that was being discussed between her and her client. Oh well, the FNA was pretty impressive. Turns out the client can be out of debt like 120 years sooner and save a quarter million in interest (not an exageration), believe it or not there are people out there who if they follow their current debt payment plan, or lack therof, will not be out of debt for hundreds of years. : : Now the moral to this story is that although this office I initially came into contact with was filled with mediocraty, sensationalism, dishonesty, yes even biggotry, I had fallen in love with the FNA (Financial Needs Analysis) and thought that everyone in the country could probably benefit fromt the information gained by having one done. : : So what was I to do? Well I remained a regular at the office although I DID NOT sign a contract, my motivation was to see and learn more, and to try my best to not strangle my pushy, and unpleasant "recruiter" while I gained more exposure to the positive 3oz. of extractable substance from a sea of negatives. After about a year of this I figured somthing out for myself, of the three offices located in my city, none of them were any better. : : Right about now the Primerica detractors don't know whether to kiss me or shoot me. : : So I started attending some of the national and State-wide events, to see if anything was better on a larger scale. Turns out is was better, a little bit. There was lots of information gained in one of the bigger rallies but also lots of the sensationalism that turns me off. One thing I also discovered was that the bitter rivalry that exists in a three way orgy of hate and slang and ill-cooperation between the three offices in my city was not the norm, most "base-shops" actually do get along pretty well, even travel together in busses and stuff to large meetings. : : The main thing that I discovered is that there are a large group of people out there like myself who are involved because of the positive aspects of the business or were recruited as reps because of an expecially pleasant or eye opening experience with the company. Going to lunch I heard some really great stories about the mediocraty and greed of some other insurance companies around and they put us to shame in that department. (In my opinion, and only for the most part) : : I finally decided to sign a contract with a gentleman that I met from another city, who is happy to travel to my city to aid with traning, paperwork as well as be present for compliance issues etc. : : But the one thing that I hope you've gotten from this post is that no organization is 100% good, what would everyone think of the boy scouts if they were judged as the least of their members would be, if one priest in the church was doing somthing horrible does the whole denomination become stigmatized? Well yes probably and the reason is just human nature. Decide for yourself if the things that your Primerica Rep are saying are reasonable, I'd love to hear what they said that caused you to post here. If they are trying to sell you somthing everything that they are saying should be in writting on a proposal or the FNA etc. If they are trying to recruit you, you should be even more wary. Get them to put everything they say in writting, and ask them some questions about the issues on this post to test their knowledgability. If they tell you that they can make you a millionare don't take it seriously until you actually meet somone who is. If they guarantee a monthly income just have them put it in writing, they won't. There are no guarantees when you work for commission. As far as owning your own business you don't, read your contract. You can sell your baseshop if you remain in good standing with the company but only if that requirement is met. Otherwise for any disputes you'd have to go into independant arbitration, which always tends to favor the company and not the individual. : : Again draw out your own life and don't let somone pressure you into doing somthing you're not comfotable with, if you're aren't comfortable, chances are it's not a good office that you've become involved with. Just hang around or don't it's up to you, but you may be passing up a good thing down the road when you figure out who in your office is doing the right things. : : Let's hear some more specific questions about what is good/bad about Primerica from those who will probably only post here 1ce or 2wice, it's difficult to sit down and type up 40 pages of pros/cons about anything.

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