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In Reply to: Re: UNUM disability insurance posted by Lydia Gay on June 24, 2004 at 23:37:23:
HI. I recently went to LTD and got denied also. I was approved for short term disabilty went I went to long term it was denied and so was my appeal. I had alot of questions to ask and the woman would not answer any of them! 3-4 of my doctors say the same thing but for some reason the unumprovident doctor doesnt care what it says. I dont believe they even look at any paper work or notes.