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I had to stop reading after the 4th sentence. This guy obvoiusly has a problem listening to what people are saying and understanding them too. Primerica reps recieve $0 for recruiting people and this isn't a scam either. I owe my life to them for helping me retire debt free and with enough money to never have to work again. I don't work for them but after my son graduated from college he saw what they did for me and joined up. He's the happiest I've ever seen.