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In Reply to: Re: Re: info posted by Steve C on September 01, 2001 at 05:40:50:
Does WAFI stand for what I think it does?
: TO: Ken (WAFI) Young
: Where did she state that it was a Primerica policy? Or, since it was a term policy, did you just ASSume it was a Primerica policy? WAFI
:
: : TO: ELIZABETH
: : FROM: KEN YOUNG
: : Let me explain to you how I am going to save you money and we don't even know each other. I'm here posting messages because I simply love to give of myself free to help people.
: : Maybe the agent did not want you to see the cover page of the policy because, the coverpage of any life policy gives you a "free look see" at the policy for between ten and twenty days usually.
: : Now what a "free look see is", not when the policy is issued, but "FROM THE DATE OF THE DELIVERY OF THE POLICY, you have that period of time to take the policy to anyone you want to look over the polciy. If you simply want to examine the policy yourself, that's okay too.
: : Now here this. For ANY REASON YOU CHANGE YOUR MIND and that means ANY, if you take the policy back to a local PFS "Dork Patch" Office and return it "NOT TAKEN", not only Primerica but any insurance company under the "Free Look Period", must return all of the money you have paid into the polciy.
: : Well lookie here. The policy has never been delivered to you, so you say. Well how about that? Your conractual period of time for a "Free Look", has not begun yet.
: : My advice.... go shopping for as less expensive similar term policy with any insurance company. You may ask how to find an insurance company with a less expesie premium. That's easy.
: : Have some cover you eyes with a kitchen towel so you can't see anything. Have them open up the telphone book to the yellow pages insurance section, then with a ball-point in hand simply make an ink mark in the insurance company or agency section and most likely you will find the company name your ball point landed on sells similar temporary term life insurance for a much less premium.
: : So now you must qualify for a new policy, but that is not such a big deal thinking about all of the reduced premium you are going to save yourself.
: : Don't do anything with the Primerica policy until the new company accepts you insured.
: : Then simply write a Certified Return Request to the Primerica Company in Duluth Georgia providing the company with your Social Security number, your date of birth, and the address you were living at when you purchase the policy.
: : Simply tell them that the hard-copy of the policy contract was never mailed to you and never delivered to you so under the ten to twenty day free look from the date of delivery of the policy, you are not accepting it and demand all of your money back.
: : If they give you a hard time, simply tell them that you will file a complaint against the company or if they can show you your signature on a policy delivery form, you won't file a complaint.
: : That should do it.
: : Glad to have saved you a heap of money.
: : Ken Young
: : -------------------------------------------------
:
: : : i have a term policy but i never recieved a copy
: : : of the policy. i have had it for over a year. they
: : : are still deducting the monthly charge from my
: : : account. i need a copy of my policy.
: : : elizabeth henry