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In Reply to: Re: REFINANCING YOUR MORTGAGE THROUGH THE PFS SALES DIVISION posted by steve on August 22, 2001 at 17:32:10:
Ken did it again. He rambles on so much I have no clue as to what he said. Go take and English language class Ken. Good old Kenny left out some facts too. What was the payoff date on her old loan? What is the new pay-off date? What were her old payments and what are her new payments? If she wasn't taking care of the $mart Loan program (bi-weekly daily unpaid balance loan) then she wouldn’t be able to take full advantage of the loan. You show me a loan that has a significant impact on principal within 6 months and I'll sell you the Brooklyn Bridge Ken. Truth is Ken, that a "Daily Unpaid Balance Loan" pays off much more quickly than a "30 day pre-computed". But what the hell Ken, you are a RETIRED INSURANCE AGENT trying to comment on a MORTGAGE!!! Why don’t you crawl back into the pathetic hole you came from?
Vince.
PS, don't be a hypocrite. You say in previous posts that this forum is for "all insurance inquiries and not just Primerica". Then your dumb butt comes in here and, not only talks about Primerica, but also Home Loans?????? What an idiot.
: :-...refinancing her mortgage under what the PFSers refer to a "Debt Freedom" program."
: Wrong Ken. The mortgage refi is not called a "Debt Freedom" program. It is called a "$mart loan."
: : In fact, based upon the orchestrations at what I refer to as the PFS Sales Division's "flopportunity" meetings
: Stealing my material again, huh Young?
: : She makes an inquiry. She is told to start the every two-week one half of your motgage payment program offered by the PFSer Sales Division and she does so.
: PFS does not offer a mortgage Ken. PFS is not a loan company. They sell the loan, and the rest of the negotiatioon must be done with the loan company.
: : Here is her complaint of how she fell victim to the rubbish inducement orchestrations is of my main concern.
: : In her fax letter to me the victim writes the following. (a), her mortgage payments are $1,519 a month, after six-months her principle balance owed on her new mortgage shows in her "Debt Free" statement
: There is no such document as a "debt free" statement in PFS.
:
: : Good grief....How could any insurance with any insurance company violate the fiduciary obligtion they have to the public to what is right for their clients be so evil as to stick it to them with that type of garbage mortgage contract and at the same time while doing it, hide behind the charade of doing what is right for consumers in their orchestrations of offering to the public what they refer to as the, "Debt Free Program" the PFS Sales Division is offering to the public.
: Sounds to me like this person is someone you created in your mind.
: : You will notice from time to time one of their questionable self appointed alleged "ethical and Honest" agents jumps on this message board to defend their program.
: I'm certainly not an agent, nor am I defending the program. But I do think that you are fabricating this person, and that would make you as bad as them. If not a fabrication, you obviously haven't done any research to confirm the truth of the information, because there is no such loan as a "debt freedom program" loan being sold at Primerica.
: : The Primeric Sales Division's false, misleading and deceptive sales, marketing, replacement of inforce life insurance, Mutual Fund, Mortgage Refinancing, Debt Free Program and especially their untrue Recruiting inducement orchestrations simply turn my stomach and make me want to throw up thinking about how any agent and organization could do that to their fellow man.
: Prudential has done much worse than Primerica in that department. Didn't ypou work for them for 30 years?
: : Ken Young
: : --------------------------------------------------
: I think if you're going to post about Primerica, you should at least make an attempt to get your facts straight. Personally, I think you are no less deceptive than any Primerica agent. Reading your posts about Primerica is like listening to a thief critisize an armed robber. It's rather ludicrous.