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Everyone is obviously against the business oportunity that this company offers......is there something wrong with their products. LIke the life insurance for example.....I know my aunt died and my uncle got the money....so i'm guessing nobody has a problem with the products...or do they? I"m just wondering, cause I have the life insurance and have invested a small amount in a mutual fund.....which has made and lost money....which is typical of a mutual fund...i'm wondering if i should be aware of something......