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In Reply to: Do not insure with Unum Provident posted by Dona J. Jackson on July 08, 2001 at 11:48:57:
How does a "progressive, degenerative disease" begin at work? Certainly work related stresses can exacerbate a condition like yours, but to cause it is a whole different issue. Sounds pre-existing to me and that is probably the reason for their refusal to pay benefits!