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i had a wreck 5-9-02 on the way to work. i hit and killed 2 cows on the highway. Progressive totaled my 2000 S-10 Extreme and offered too settle with me for $9750.00. my payoff is over $12000.00. i then asked what it would cost to buy back my totoled truck,and they said and amount over $6600.00. we were supposed to be full covered on our policy but we hear a new story each time we talk to their adjuster. if you have this insurance you are not in good hands.LMParker