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I think all the agents that have replyed here are probably not making any money .....really if you need to bash primerica its because they give the best policy for the people andyour losing your commissions from primerica reps that are teaching families to use there life insurance for now at a lower price invest there money because of a better rate of return with their better mortgage offers the get with primercia....plus the investments with citigroup...(primercia) have the best intrest rates how can you beat that.. that is why you all have to bad mouth them because pimerica is the better company to go with...