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I got a visit at my door yesterday by a young man (not very well dressed) who said he was with PFS, the marketing and distribution arm of Citibank, and that he was trying to set up an office in the area. He asked me if I had a mortgage and told me if he could meet with me for 10-15 min.'s he could show me how I could quickly pay off my mortgage. I was a little off my guard that day and gave him my 1st name and phone #. He's going to phone me soon to set up a mtg. time. After he left I really got to thinking this sounds like a MLM, or some sort of scheme (duh). Like I said, I was a little off guard that day. Can anyone enlighten me?