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In Reply to: Re: Re: Re: Re: Better alternatives to Primerica posted by Marvin on October 09, 2006 at 23:04:25:
World Financial Group is a company that is completely UNLIKE Primerica. First of all World Financial Group used to be a company named World Marketing Alliance, founded by a guy name Hubert Humphrey. Hubert was one of the original founders of the original ALW company, parent company to Citigroup. Unfortunately, Hubert had a Luciferian complex and couldn't handle being number two to Art Williams, so after building a large Primerica sales force, started another company and swendled half the sales force to come to his new company. Secondly, WFG sells garbage cash value insurance of all types and PFS has NEVER, sold a cash value policy of any kind. Lastly, WFG sells cash value because it makes their company a lot of money and WFG can pay their agents a lot more money to sell the cash value policies but it remains true that cash value insurance is not best for the consumer and there in lies the problem. A company should have credibility and be judged by what they believe in and what they do. Not just by how good their agents or workers are compensated. You can still make a lot of money doing the right thing 100% of the time. WFG, you should try that, it still works and for that reason PFS will remain the number one financial service company on the planet.
: I believe there is company better than both of the above, give me a call and I will explain. Marvin 323-791-4401.
: : Actually, World Financial Group isn't an MLM, though many claim it is. We do recruit, but in any financial services company, if you want to hire someone to work as an agent for you, you have to recruit. World Financial Group has adjusted this concept so that opportunity is available to every agent if they want to eventually expand their business beyond simply being an agent.
: : : I'd discount anything offered by BBB; I was completely ripped off by a BBB "AAA" company five years ago. AAA simply means "no complaints to BBB". In any case, its still MLM, which I think a poor business model for the financial services industry.
: : : Alternatives? Try any other life insurance company, speak with an independent agent and see how he/she got started.
: : :
: : : : The best alternative I've come across is World Financial Group. They are highly reputable, have an AAA rating with the Better Business Bureau, and are owned by Aegon(who also owns Transamerica, Western Reserve Life, US Bank, etc.). There are some out there who put them down a lot, but when you're good at what you do, you make enemies out of those who aren't as good. They can write any policy that Primerica can, and do it at half the price. Also, their agents make far more and actually own the business they write(Primerica says this verbally, but paperwork will let you know otherwise).