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In Reply to: Re: Better alternatives to Primerica posted by Anthony on September 29, 2006 at 19:00:57:
I'd discount anything offered by BBB; I was completely ripped off by a BBB "AAA" company five years ago. AAA simply means "no complaints to BBB". In any case, its still MLM, which I think a poor business model for the financial services industry.
Alternatives? Try any other life insurance company, speak with an independent agent and see how he/she got started.
: The best alternative I've come across is World Financial Group. They are highly reputable, have an AAA rating with the Better Business Bureau, and are owned by Aegon(who also owns Transamerica, Western Reserve Life, US Bank, etc.). There are some out there who put them down a lot, but when you're good at what you do, you make enemies out of those who aren't as good. They can write any policy that Primerica can, and do it at half the price. Also, their agents make far more and actually own the business they write(Primerica says this verbally, but paperwork will let you know otherwise).