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In Reply to: Re: Re: Re: Re: Primerica - Not sure what this is????? posted by me on April 29, 2005 at 01:13:54:
: : : Primerica is one of the few companies that actually cares about the consumer. The first reply talked about working for Primerica. Their products, especially their buy term and invest the difference, show they care. They are not trying to scam you like most Cash Value companies. Remember CV is not an investment.
: : Primerica sells some of the most expensive term insurance on the market. The only thing they can compare it to is cash value. If they compared thei term insurance with the term offered by other cpmanies like AIG, Banner etc their prices get beat every time for policies with better options. Primerica is still saying that they are the only company that does buy term and invest but they are not any more.
: Primerica will not change a person's program if they have the right kind of insurance, which is a 30 year term insurance. If a person already has that kind of insurance, they do not replace it. They replace cash value because it is the right thing to do.
: Folks, if you are looking a PFS to either work for them or buy services from them, this is not the place to do your research. Go to the library and read.. I recommend, Smart couple retire rich by David Bach, Money makeover by DAve Ramasey, Suse Orman Money Matters, and Start late finish rich, David Bach, or "Finance for Dummies" All of those books talk about the same concepts Primerica teaches. It's not really about whats cheaper, It's about what's right.. Oh and by the way, Primerica life insurance is NOT the most expensive term insurance out there, they actually are ranked among the top 10 cheapest term insurance from a highly rated company according to AM Best (www.ambest.com) Check it out for yourself..
it is amazing to me how many stupid people there are in this world especially here on this sight pfs is the only company truly edeucating the american consumer about money sand the only ones who will do a free analysis for the consumer and oh by the way there term insurance rates are among the 10 cheapest according to ambest and allowing folks to invest with smith barney is as solid as it gets