Re: Re: Re: Re: Re: Primerica - Not sure what this is?????

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Posted by sman on May 06, 2005 at 05:54:52:

In Reply to: Re: Re: Re: Re: Primerica - Not sure what this is????? posted by me on April 29, 2005 at 01:13:54:

If 30-year term is the right insurance for someone to have, and Primerica does what's right 100% of the time, why is Primerica's 30-year term only guaranteed for 20 years? And wouldn't that mean you don't do what is right?

So please explain how you'd fund a trust with a term life insurance policy? Fact is, it's the wrong thing to do. For you to make a blanket statement that replacing a permanent form of coverage is the right thing to do is very irresponsible.

I think you should take your own advice and do some reading. Here's a little blurb from A.M. Best's website,

"This mission led to the development of Best's Ratings, which are now recognized worldwide as the benchmark for assessing insurers' financial strength."

It says nothing about the rates of the company. If you think Primerica is in the top 10 in rates, you've got your head buried in the sand. Especially when it comes to female rates. I don't know many companies that still have unisex rates.

Maybe your friends need to get you on that new show called intervention. You have been brainwashed and need help.

: Primerica will not change a person's program if they have the right kind of insurance, which is a 30 year term insurance. If a person already has that kind of insurance, they do not replace it. They replace cash value because it is the right thing to do.

: Folks, if you are looking a PFS to either work for them or buy services from them, this is not the place to do your research. Go to the library and read.. I recommend, Smart couple retire rich by David Bach, Money makeover by DAve Ramasey, Suse Orman Money Matters, and Start late finish rich, David Bach, or "Finance for Dummies" All of those books talk about the same concepts Primerica teaches. It's not really about whats cheaper, It's about what's right.. Oh and by the way, Primerica life insurance is NOT the most expensive term insurance out there, they actually are ranked among the top 10 cheapest term insurance from a highly rated company according to AM Best (www.ambest.com) Check it out for yourself..

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Subject: Re: Re: Re: Re: Re: Re: Primerica - Not sure what this is?????

Comments:
: <<Primerica will not change a person's program if they have the right kind of insurance, which is a 30 year term insurance.>> : If 30-year term is the right insurance for someone to have, and Primerica does what's right 100% of the time, why is Primerica's 30-year term only guaranteed for 20 years? And wouldn't that mean you don't do what is right? : <<They replace cash value because it is the right thing to do.>> : So please explain how you'd fund a trust with a term life insurance policy? Fact is, it's the wrong thing to do. For you to make a blanket statement that replacing a permanent form of coverage is the right thing to do is very irresponsible. : <<Oh and by the way, Primerica life insurance is NOT the most expensive term insurance out there, they actually are ranked among the top 10 cheapest term insurance from a highly rated company according to AM Best (www.ambest.com) Check it out for yourself..>> : I think you should take your own advice and do some reading. Here's a little blurb from A.M. Best's website, : "This mission led to the development of Best's Ratings, which are now recognized worldwide as the benchmark for assessing insurers' financial strength." : It says nothing about the rates of the company. If you think Primerica is in the top 10 in rates, you've got your head buried in the sand. Especially when it comes to female rates. I don't know many companies that still have unisex rates. : Maybe your friends need to get you on that new show called intervention. You have been brainwashed and need help. : : : Primerica will not change a person's program if they have the right kind of insurance, which is a 30 year term insurance. If a person already has that kind of insurance, they do not replace it. They replace cash value because it is the right thing to do. : : Folks, if you are looking a PFS to either work for them or buy services from them, this is not the place to do your research. Go to the library and read.. I recommend, Smart couple retire rich by David Bach, Money makeover by DAve Ramasey, Suse Orman Money Matters, and Start late finish rich, David Bach, or "Finance for Dummies" All of those books talk about the same concepts Primerica teaches. It's not really about whats cheaper, It's about what's right.. Oh and by the way, Primerica life insurance is NOT the most expensive term insurance out there, they actually are ranked among the top 10 cheapest term insurance from a highly rated company according to AM Best (www.ambest.com) Check it out for yourself..

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