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I have been paying all by myself even when my husband deserted me to keep this insurance policy going and it was under great dificulity for all these years. all of a sudden they changed the fist letter of my last name which gets paid through electronic banking. the charges were upgraded while I was in Australia and my mother lost the papers that came to say they were charging me more each month for the insurance policy. Now I cannot contact them have no phone number only a policy number. Please help me. the Company is Peoples Benefit Insurance.