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In Reply to: Re: Re: Re: primerica posted by Mislead by PFS on August 21, 2001 at 12:37:54:
Mislead:
If I buy the Smith Barney Fundamental Value Fund through PFS will the sales load and internal expenses be higher (to support the pyramid) than if I buy it through my Smith Barney broker?
Please answer.
: : : Just like that, huh? Had all this money laying around, and all this debt, and it never occurred to you to use the money you had laying around to pay the debt? LOL! Thank god for PFS!
: : Don't be an idiot. What do you think financial planners do? They help people manage their money. While I'm not calling anyone who works for Primerica a real financial planner, your statement was a little too much. Some people really do need help with their finances. Imagine that.
: : : Of course you do, unless you are in MLM. Then you succeed as a CEO by telling a bunch of exaggerations to 100,000 or more recruits, each of who spend a few thousand a year to make a couple of small sales to their friends and
: : Where do the recruits spend $1000?
: Conventions, marketing material, tapes, books, etc., etc. You know, things that are paid for by reputable companies.
:
: : : By the way, have you shopped around for a better deal on term yet? You're probably paying 40% more than you have to. And your investments? Laden with fees. Did you consolidate with
: : The PFS agents work on commission. That's how they get paid. Of course there are going to be fees.
: No kidding, really? The point is, the fees are LOWER elsewhere! They're high at PFS due to the pyramid style in which they have to pay out commissions through multiple levels!