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In Reply to: Re: Re: Re: Re: Re: Primerica term policy posted by steve on August 19, 2001 at 11:47:07:
: :So by saying WMA peddles VUL, PFS Term is B.S.
: The writer was referring to the fact that both WMA and Primerica are multi-level marketing schemes.
: :Also there is a reason Sandy Weill wanted Primerica in his company, because of who we are and what we do.
: That's not the reason. The reason is because the company is profitable. If Sandy Weill gave a damn about Vul, WL, or Term, he wouldn't own companies that sell all types of insurance.
: :Now as far as the oppurtunity goes, do me a favor, because I earn $101,569 (rolling 12)
: You must be very high on the pyramid and good at recruiting people. But what do you know about financial planning?
: :please tell me where 99% of America who beaten down by Coorporate lies, and decreases in pay can make a 6 figure income, where?
: 99% of America? What are you talking about?
: :Where can an average and ordinary man or women go and be free?
: Free? Lol! Your contractual obligations make you anything but "free."
: :How about 1.5 Mil to open a franchise, do you have it, and if so great, but, are you going to share that with me?
: Primerica does not sell franchises.
: :Didn't think so. If someone has a problem with Primerica, it's usually because they have a problem facing who they really are.
: Pardon? What kind of fuzzy logic is this? How do we get from a recruiting scheme to psychology?
: : Oh one more thing, Primerica term cost, you get what you pay for. If cost is more important to you than the quality of the program go somewhere else go to the internet.
: Explain to me exactly where the higher quality is in a Primerica program? PFAs are not planners, advisors, or specialists. So how can they offer quality when they are not even qualified to give advice?
: : If yuo dont want some 8$ hr. customer service rep helping you go to a qualified PFS rep.
: According to the Primerica website, there are no qualified advisors or planners or specialists at Primerica. There are only salespeople
let me ask you, do you have a problem with MLM marketing? I never said Primerica sold franchise. I myself do not come from a wealthy family, do you? If you do great, I don't 99% of the middle class doesnt. My background is the Bureau of Prisons, you dont EVER make 100k there, and yes you are free, I vacation 2 weeks a month. The only true obligation is to maintain a baseshop, and if I want to receive a 30% bonus, my base must do $25,000 in premium. As far as Psychology goes, if your familiar with any self improvement book, designed around leadership, they all state ALL WEALTHY people understand that your income is a direct result of how you think. If, and I'm sure this is a big if, you have heard of Napolean Hill. Dr. Hill once said "your ability to react under preasure determines whether you win, or lose, nothing else." Would you agree with me that to act under pressure one must think about which road they'll take? Everything you do is psychology based. Peoples decission to stay at a job for the next 40 years, is nothing more than them telling themselves thats all they are worth, wouldn't you agree? please I really would enjoy hearing your opinion. Now as far as our ability to help someones financial needs, with any financial company, arn't you contractually obligated to sell the products of that company? If every bit of information out there says term is always best for the middle class, why is universal sold at all? Why? I can ask 1000's of questions, like, why would any company sell whole life to a familiy that has nothing to save after they pay their monthy premium? And even if they did, why isn't there any agents that help them in that area? WHY? Let me ask you this, do you belive that Travelers and Solomon Smith Barney have good products? What is wrong with getting someone out of debt? What's wrong with saving money in a SSB Mutual Fund? I can tell you this, the reason Primerica has developed more $50,000 to $4 mil. earners then any other company in history is this. We are the only company in the financial services arena that "work" every day. If the so called financial professionals would get off of their, lazy, fat ass, coffee drinking, don't give a damn about helping a family save $50 amonth in a mutual fund, and non self improving selves. They might have a chance competing with us, but they don't. Why?