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In Reply to: Re: Re: The LEAP System posted by Frank on August 10, 2001 at 22:43:39:
: : Frank:
: : what company is offering you the LEAP System, Personal Financial Engineering? Tell us more so we can respond.
: : Agent
: : : Has anybody heard of this "LEAP System", Personal Financial Engineering? It sounds too good to be true. I am working this process now on my own personal finances, and I am really quite amazed at what I am learning. Why doesnt everyone do this? Why hasnt anyone commented on it? Is it real? Is there any other information from a third party about it? Is there anyone who has done it for more than 5 years? What kind of long-term results can i expect?
:
: No company is "offering" the LEAP to me. The woman I am working with is an Independant and is also a Registered Investment Advisor. Since my last post I have applied ofr $1,500,000 of life insurance coverage with Canada Life, and Guardian, and Layfayette Life -- she said it would be prudent to take the best offer. I will subsequently purchase two poliices -- one whole life -- a high early cash value contract she called it, and a term policy so as to reach my full human life value. I like it and I agree. I also invest a substantial ( low 6 figures ) sum of money with her in a WRAP account. I also applied for disabliity insurance with Guardian and Ohio National -- I don't know which one is better yet. The Ohio Nat'l will give me back all of my premiums if I never have a claim, but Guardian she says is a better DI carrier. Which one is?
UDATE FROM FRANK -- I mistyped myself I applied for $2,500,000 of insurance coverage -- roughly 15 times my income. She called it Human Life Value. We plan to convert the term over the next 5 to 10 years to WL.