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PFSers always refer to CitiGroup when trying to add credibility to their company.
Having CitiGroup as your parent company proves NOTHING! Arthur Anderson was one of the largest Accounting firms and look at them now!
Being large and or well known doesn't mean you are ethical, credible, or even a very good company.
pfsers like to stretch the truth. The only thing worse than the expensive stuff you force down peoples throats, is the complete lack of financial knowedge all of you possess!