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In Reply to: why won't they pay posted by J-ROD on November 13, 2003 at 21:46:08:
: I was driveing my moms car and i got into a wreck it was a single car one but the insurance is not going to pay for my moms car and she had full coverage on the car.
RESPONSE....
If you were living with your mom and you were not a named driver on her policy she may have a problem.
She had "full coverage", so you say. That would include comp and collision so if you were a named driver on her policy the insurance company should be libel to repair her car minus the deductible.
The insurance company should have stated in a letter to her why they are denying the claim.
If there were no other cars involved and no other property damage other than to her vehicle; you are living with your mom and you were named on the policy as a driver, and of course if her auto premiums were paid to date, there should be coverage.
Even if you are a licensed driver not living with your mom and not named on the policy, the policy coverage should repair her vehicle and pay for any property damage the vehicle caused say like you knocked down a fence or something like that.