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In Reply to: Re: Primerica posted by Jeff Smith on August 20, 2003 at 19:58:00:
: Hey Pam,
: Here's a question for you: What are you going to do for estate planning purposes when you become financially independent?
: I mean, you don't plan on your family giving away 55% of what you have worked so hard to earn, do you?
: What do you think the bigwigs at Primerica have done? You know, the ones that earn over a million a year? Do you really believe that all they own is term insurance? I hope that they are not that stupid. I challenge every one of you guys with Primerica to ask that question to Hector Lamarque, Mike Sharpe, Greg Fitzpatrick, etc. and then ask them to prove that they don't own some form of permanent insurance to cover their estate taxes.
: I have yet to have one of you guys answer this question. Go ahead, ask the big guys. They have no problem bragging about all the money they make. Surely, they would have no problem answering that question.
: : I have been with primerica for a year and I believe that your opinion is actually coming from a person with no motivation to actually work. primerica is no different than any other commission sale job. (Ive worked in them all my life) It is backed by a large wonderful company with a proven track record. The only people in our office are the ones who don't work. My family and friends were more than happy to see what I was doing and we moved them all over to a debt elimination program that was extremely better than what they had. I have never had to make a cold call because the people I help are more than happy to give me warm referrals. It is no different than having a restaurant and asking your friends and family to come in and try it and recommend it to their friends. The person that trained me makes over 300,000 a year, does not charge me for anything. I have personally went head to head to many people in finances and I know more now than they will ever learn. everyone was totally up front with me about earnings, recruiting and working hard.
: : I interviewed with 4 other financial firms before I joined Primerica and they were useless! They all expected me to cold call, recruit with no override, and promotions were a joke.
: : As I said at the beginning, only those afraid to work would write this crap.
: : Pam
In PFS for a year and all is hunky-dory, eh? I hope that it won't take much longer for you to realize exactly where you are! Captive or exclusive agents get it from both ends; only sell company products (Oops, I mean "company product-singular)and no rights to take book of business with you when you finally wake up and smell the 'Joe. I'll pray for you.