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unum is the most despicable company that I could ever imagine dealing with, I am a survivor of 9-11 . i was in tower two on the 84th floor . i lost over 100 peers and friends. i found it impossible to return continue at my proffeession. After en initial sympathetic ear UNUM cut me off. i paid premiums for years and now they have cut me off. I am fighting but they are killing me