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In Reply to: Commision rates posted by Ravi Bhojwani on June 30, 2003 at 20:02:07:
Ravi:
You are looking at some captive companies, I don't know how broad a range of products they will allow you to sell. The broadest range is available to independents.
As an independent agent, you would also get a much higher payout rate. At these firms there can also be a lot of politics and bureaucracy, whereas you don't have to deal with that on your own.
Agent
: Hi,
: I am looking to enter life insurance sales and have a background as an equity analyst so am looking for a firm that will allow me to sell a broad range of products. I am just wondering if anyone can let me know how the commision structures work, i.e. for life insurance and then for the sales of other products. I'm looking at bigger companies such as NY Life, Pru, John Hancock, Principal etc.
: Thank you!
: Ravi