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In Reply to: Re: Re: Re: FORGET A MESSAGE BOARD AND DO YOUR OWN RESEARCH!! posted by Mislead by PFS on June 18, 2001 at 07:14:41:
: Bottom line, PFS is MLM (read pyramid)! If you say it's not, then you obviously don't know squat about "your" business!
: If you think you're not screwing people with insurance then you don't know jack about it! Why should a client get insurance with PFS when it is one of the highest priced term products on the market when they can go anywhere else and get the SAME product for up to 50% less?
: ...Be in debt at resonable interest rates, or be in debt at outrageous rates, hmmmm, tough choice!
: When you want advice, go to a trusted source that has financial education, training and the credentials to back it up! NOT someone that flips burgers by day and finances by night!!!
: Primerica is the company that is the laughing stock of the industry, including by their own sister companies!!
: : yah... i actually agree with you. i was speaking out of anger. i do think that positive remarks should be posted. and on the contrary i think that if anyone has had a bad experience with primerica that they should post it too. now that i've calmed down, what i was trying to say is that the people who put down primerica don't know anything about it. if you say it's a pyramid then you obviously don't know squat about business. if you say that we are screwing people over with term insurance then you obviously don't know jack about insurance. our business is simple: be in debt or be out of debt...save at 3% or save at 12% ... be properly covered or underinsured...which would you choose? what i wanted to say is that if you want the facts about something go to a trusted source. don't rely on opinions to base your facts. primerica is company that is trusted by the industry and the numbers prove it.
Hello!!! I've been reading some of the allegations regarding primerica....For starters, Primerica is a sub-sidiary of Citigroup.....had you been up on things, versus spewing off a bunch of unfounded garbage regarding high cost insurance, etc....I've worked in the financial services industry since 1983....I've not run across a company other than primerica that does 100% what's right for the consumer 100% of the time...I have been a client of primerica life insurance company for over 10 years....I've not been approached for any churning....a very common yet illegal practice.....my family and I have gone from being over $50,000 in desctructive debt with no assets....to now having no destructive debt, my family is properly covered for life insurance in the event of untimely death; and, our family's retirement assets are over $100,000....Now, you tell me what's so bad about that...all this was accomplished privately in our home. You tell me when can YOU sit down with your bank manager, life insurance agent, investment person and the likes all at the same time, working together at the same time to put a total plan together, versus selling you something, that historically has never worked for the average income consumer, which by the way represents most of the population....so before you spout off about how bad primerica is, and what our competition thinks of us.....the simple fact is, we do what's right for the consumer.....our competitors don't have a clue as to what we do actually do, so until you can show similiar results on showing a family how to become debt free, and stay debt free, usually by changing some habits and getting value for their money, versus making all the institutions wealthy at a high cost to the consumer, perhaps you should go back to the drawing table....and do some research yourself versus reverting to slanderous comments on something you actually don't have a clue about, except what perhaps you've been told or taught because you are a competitor and can't compete with what we do for the people period!!!!!Would you like your financial needs analysis done...perhaps you should consider contacting a local primerica representative to assist you!!!!!